Frequently Asked Questions
Got a question? We’ve got answers. If you have some other questions, contact us using email.
How does it work?
The cattle investment begins with the animals entering the feedlot weighing between 200 kg to 230 kg. They are then raised and fed until they reach the target weight range of 450 kg to 500 kg. Once they reach this optimal weight, they are sold to an abattoir at prevailing market prices. As an investor, your return on investment is determined by two key factors: the weight gained by the cattle during their time in the feedlot and the market price at the time of sale. The value of each cow is calculated per kilogram, meaning that the heavier the animal, the more valuable it becomes. By participating in our Cattle Investment, you're not only investing in the livestock industry but also contributing to South Africa's agricultural sector, which serves as a cornerstone of the economy.
How does the 20% performance fee work?
The performance fee is calculated after the 12 months. The performance fee is effective if the benchmark rate of 13% is achieved. If the returns exceed the benchmark rate, the returns above the benchmark will be split 80% to the investor and 20% to SV Capital.
What happens after 12 months?
After 12 months, we will require maturity instruction from you. You can either reinvest the money or pay it out. If you reinvest the money, this will be reinvested for another fixed term (12 months). If you payout your investment, these funds will be paid back into your wallet.
What does the 99% guarantee mean? What happens if the cattle die?
We have a 99% guarantee in place with our partner farmer Beefcor. This means that for example, should one cow die in the herd of 100, it is considered industry norm. Anything over and above that one will be reimbursed by the farmer. Our partner farmer has guaranteed 99% on the herd taking into consideration the extensive experience our partner farmer has in the feedlot.
Do l own the cattle?
No, you are investing alongside other investors in a herd of cattle. You own a percentage in a herd of cattle rather than own one cow that belongs to you.
How does it work?
Our Short-Term investment portfolio is tailored for a 5-month investment vehicle that seeks to deliver capital growth over a 5-month investment horizon. Our focus is on funding Short-Term projects, with the aim of generating attractive returns. Our partner, Moolalend Pty Ltd carefully selects Short-Term projects to invest in, using a rigorous due diligence process. To ensure optimal outcomes, we partner with third-party companies that specialize in their respective industries and bring a wealth of experience to the table.
At the end of the investment period, investors receive their capital plus the return on investment. Funds are allocated to our partner company, MoolaLend, aiding SMMEs in purchase order finance. The profits generated from financing the projects are then shared with investors.
How does it work?
The delivery industry in South Africa has witnessed significant growth over the past 5 years, driven by high demand for services offered by companies like Mr D, Takealot, and UberEats. These firms often subcontract deliveries to independent drivers or riders, who typically require vehicles or bikes. Investors have the opportunity to invest in a fleet of delivery bikes, which are then leased to qualified riders operating across multiple delivery platforms such as Mr D, Takealot, and UberEats. Through our partner, OnFleet Pty Ltd, these bikes serve as essential tools for renters to fulfill delivery obligations on various platforms. Rental payments are made by the rider on a weekly basis. Upon conclusion of the investment period, investors receive their initial capital along with accrued profits. By participating in this investment opportunity, investors are actively involved in the dynamic last-mile delivery sector within South Africa.
Why does the Delivery Bike Investment not have a pool structure?
The Delivery Bike investment operates differently from our other investments because it follows a targeted amount rather than a time-based structure. This approach allows us to raise the necessary capital to acquire a minimum fleet of 5 bikes. By doing so, we aim to diversify the risk for each investor involved. In essence, this strategy ensures that the investment pool is specifically tailored to support the acquisition and management of a fleet of delivery bikes, optimising risk management and potential returns for our investors.
Who owns SV Capital?
SV Capital is a privately owned legal entity co-founded by Ayanda Majola and Kagiso Tloubatla. Their vision is rooted in a passionate commitment to educating individuals about the significance of investment while simultaneously addressing socio-economic challenges across Africa through purposeful and impactful investment strategies.
Is SV Capital regulated by any regulatory body?
SV Capital collaborates with seasoned companies boasting a demonstrated track record within their respective industries. All funds are meticulously managed and invested via SmartVest Financial Services, an authorized financial services provider regulated by the Financial Services Conduct Authority (FSCA), formerly known as the FSB, operating under license number FSP52449.
Are the profits on the investments guaranteed?
Yes, SV Capital partners with companies that are experienced and have a proven track record in their industry. Prior to forming partnerships, we conduct thorough due diligence to ensure alignment with our standards and objectives.
Is my money safe with SV Capital?
Yes, SV Capital partners with companies that are experienced and have a proven track record in their industry. Prior to forming partnerships, we conduct thorough due diligence to ensure alignment with our standards and objectives.
Do you have a mobile app?
Yes, SV Capital has a mobile app, providing convenient access and management of accounts. The app is available for download on both the Apple App Store and Google Play Store, as well as the Huawei AppGallery.
